Cardless ATM Transactions Now Available for SBI, HDFC, and ICICI Bank Customers, Learn how customers can go cardless.

Making Cash Withdrawals Convenient and Secure

In the ever-evolving landscape of banking technology, cardless transactions are the latest development. Leading banks such as SBI (State Bank of India), HDFC (Housing Development Finance Corporation), and ICICI (Industrial Credit and Investment Corporation of India) now allow customers to withdraw cash from ATMs without using a debit card.

SBI customers who want to experience cardless cash withdrawals must use the YONO App.

1. Log in to the YONO App and select the YONO Cash option.
2. Enter the amount you want to withdraw.
3. A reference number will be sent to your registered mobile number.
4. Go to an SBI ATM and select the YONO Cash option.
5. Enter the reference number and the YONO App withdrawal PIN to complete the transaction.

Cardless Withdrawals for ICICI Bank Customers

ICICI is also in line, providing a seamless cardless withdrawal experience through its mobile app.

1. Download the mobile app on your smartphone.
2. Choose the cardless cash withdrawal option.
3. Enter the amount and a 4-digit PIN.
4. A 6-digit PIN will be sent to your mobile.
5. Use the 4-digit and 6-digit PINs at any ICICI ATM to withdraw cash.

HDFC Enables Cardless Cash Withdrawals Too

HDFC has rolled out its cardless service via its net banking platform.

1. Log in to HDFC net banking and select Funds Transfer.
2. Choose the cardless cash withdrawal option.
3. Enter your debit account and beneficiary details.
4. An OTP will be sent to your mobile.
5. Visit an HDFC ATM within 24 hours, select the cardless option, and enter the OTP to withdraw.

This move by the major banks marks a significant step towards making banking more accessible, convenient, and secure. Now you can easily withdraw cash even if you forget your card at home.